AEON Installment

0% Installment Payment Plan
Make a purchase at participating stores to enjoy up to 36 months installment with AEO Credit Service

0% Instalment Payment Plan (0% IPP) Terms and Conditions
1. All eligible AEON Credit Cardholders are entitled to participate in the 0% Instalment Payment Plan (0% IPP).
2. The application of the 0% IPP is subject to AEON Credit’s approval. AEON Credit reserves the right to approve or reject applications without giving reasons thereof.
3. The 0% IPP is applicable for retail transactions made in a single receipt only and the Cardholder shall select goods from AEON Credit’s participating Merchants only.
4. The Cardholder may choose the tenure of the instalment plan as mutually agreed between the participating Merchants and AEON Credit, or any other instalment tenure as may be otherwise determined by AEON Credit, depending on the total Purchase Amount and subject to the Cardholder’s available credit limit at the point of application of the 0% IPP.
5. The full instalment plan amount will be blocked immediately upon the approval of 0% IPP application by AEON Credit and will be debited to Cardholder’s Credit Card Account with the instalment payable monthly, for duration as stipulated as above in Clause 4. Cardholder’s available credit limit will be provisionally reduced by earmarking an amount, equivalent to the Purchase Amount which will not be available to Cardholder but will be progressively and / or gradually restored on a monthly basis as repayment of each instalment amount is made by the Cardholder.
6. Cardholders have to make full payment of the monthly instalment on the payment due date. In the event the Cardholder fails or pays an amount lesser than the monthly instalment amount on the payment due date, the prevailing finance charge (as per table below) and late payment charge, shall be levied on the remaining balance instalment unpaid on the due date until the instalment is settled in full.
7. For the avoidance of doubt, the products and / or services offered herein are supplied by AEON Credit’s participating Merchant and AEON Credit is only providing means of payment for these goods and / or services via the usage of the AEON Credit Card by the Cardholder.
8. AEON Credit will not be responsible for any loss or damage arising from late or non-delivery of the goods and / or services by AEON Credit’s participating Merchants.
9. Any return of goods and / or cancellation of services by Cardholder to the Merchant shall be subjected to the terms for return of goods stipulated by AEON Credit’s participating Merchants. 
10. AEON Credit will not be liable for any inadequate, defective or damaged goods or be responsible for any dispute between the Cardholder and AEON’s participating Merchants and AEON Credit is authorized to continue to debit the instalment to the Cardholder’s account regardless of any such dispute.