Motor Insurance

Product details of Motor Insurance

Fast service and registered panels.

TABLE OF BENEFITS & PREMIUM

Premium is based on selected plan and occupation class.

TABLE OF BENEFITS (RM)
BENEFITS	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5
Accidental Death	25,000	50,000	100,000	150,000	200,000
Permanent Disablement	25,000	50,000	100,000	150,000	200,000
Medical Expenses (including traditional treatment, RM30 per visit up to RM300 per accident)	1,000	2,000	3,000	4,000	5,000
Hospital Income (per week up to 52 weeks)	100	200	300	400	500
Post Hospitalisation Allowance (per week)	50	100	150	200	250
Personal Liability	100,000	100,000	100,000	100,000	100,000
Repatriation Expenses (on death overseas)	5,000	5,000	5,000	5,000	5,000
Corrective Dental & Cosmetic Surgery	5,000	5,000	5,000	5,000	5,000
Bereavement Allowance	2,000	2,000	2,000	2,000	2,000
Ambulance Fees	500	500	500	500	500
PREMIUM
* CLASS I & II	44	78	129	180	231
* CLASS III	64	115	191	268	345

BENEFITS	Plan 6	Plan 7	Plan 8	Plan 9	Plan 10
Accidental Death	300,000	400,000	500,000	750,000	1,000,000
Permanent Disablement	300,000	400,000	500,000	750,000	1,000,000
Medical Expenses (including traditional treatment, RM30 per visit up to RM300 per accident)	6,000	7,000	8,000	9,000	10,000
Hospital Income (per week up to 52 weeks)	600	700	800	900	1,000
Post Hospitalisation Allowance (per week)	300	350	400	450	500
Personal Liability	100,000	100,000	100,000	100,000	100,000
Repatriation Expenses (on death overseas)	5,000	5,000	5,000	5,000	5,000
Corrective Dental & Cosmetic Surgery	5,000	5,000	5,000	5,000	5,000
Bereavement Allowance	2,000	2,000	2,000	2,000	2,000
Ambulance Fees	500	500	500	500	500
PREMIUM
* CLASS I & II	317	403	489	680	872
* CLASS III	-	-	-	-	-

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*Class I	Persons engaged in professional administrative, managerial, clerical and non-manual occupations.
*Class II	Persons engaged in work of supervisory nature but not involved in manual labour.
*Class III	Persons engaged in manual work which involve the use of tools or machinery.

1.	Strike, Riot & Civil Commotion
2.	Hijacking
3.	Drowning
4.	Amateur Sports, Winter Sports, Motorcycling, Hunting, Scuba Diving
5.	Murder and Assault (unprovoked)
6.	Insect, Snake, Vermin and Animal Bites
7.	Disappearance
8.	Natural Disaster
9.	Exposure to Natural Elements
10.	Suffocation through Smoke, Fumes, Poisonous Gas or Food Poisoning
11.	Terrorism Cover (excluding Nuclear, Chemical or Biological weapons of mass destruction)